GENERAL

What can I do at www.socialsecurity.gov?

There are many things you can do on Social Security’s website. You can conduct most of your Social Security business with us online at www.socialsecurity.gov/onlineservices.

You can get an estimate of future benefits, find out if you qualify for benefits now, and even apply for benefits. You can complete a number of other tasks online, too, including replacing your Social Security card in some states. You can estimate your retirement benefit using our Retirement Estimator, which allows you to get an instant, personalized estimate of your future benefit based on different retirement ages and scenarios. You can even open your own my Social Security account to plan for and manage your benefits at www.socialsecurity.gov/myaccount.

RETIREMENT

What is a Social Security “credit?”

During your working years, earnings covered by Social Security are posted to your record. You earn Social Security credits based on those earnings. The amount of earnings needed for one credit rises as average earnings levels rise. To learn how much you need to earn for a credit, please visit www.socialsecurity.gov/planners/credits. You can earn up to a maximum of four credits a year. Most people will need a minimum of 40 credits (or 10 years of work) to be eligible for retirement benefits. Learn more by reading the online publication How You Earn Credits at www.socialsecurity.gov/pubs/10072.html.

DISABILITY

My grandfather, who is receiving Supplemental Security Income (SSI), will be coming to live with me. Does he have to report the move to Social Security?

Yes. An SSI beneficiary must report any change in living arrangements before the 10th day of the following month. If you do not report the change, your grandfather could receive an incorrect payment and have to pay it back, or he may not receive all the money that he is due. Failure to report a change to us could result in the deduction of a penalty from his SSI benefits. Your grandfather also needs to report the new address to us to receive mail from us. You can report the change by mail or in person at any Social Security office. Call us toll-free at 1-800-772-1213 (TTY: 1-800-325-0778). You can get more information by reading Understanding SSI at www.socialsecurity.gov/ssi.

MEDICARE

How do I apply for Extra Help with Medicare prescription drug plan costs?

You have several options for applying. You can:

Apply online by visiting www.socialsecurity.gov/medicare/prescriptionhelp;

Call Social Security at 1-800-772-1213 (TTY 1-800-325-0778) to apply over the phone or request an application; or

Apply at any local Social Security office.

Anyone who has Medicare can get Medicare Part D prescription drug coverage. Some people with limited resources and income are eligible for Extra Help to pay for the costs — monthly premiums, annual deductibles, and prescription co-payments — related to a Medicare prescription drug plan. Learn more at www.socialsecurity.gov/medicare.

What can I do at www.socialsecurity.gov?

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