GENERAL

Q: When will I get my benefits if the payment date falls on a weekend or holiday?

A: If your regularly scheduled payment date falls on a Saturday, Sunday or legal public holiday, benefits will be paid the business day before your due date. See the schedule of Social Security payments at www.ssa.gov/pubs/calendar.htm for more information.

RETIREMENT

Q: Can I withdraw my Social Security retirement claim and reapply later to increase my benefit amount?

A: Unexpected changes may occur after you apply to start your Social Security retirement benefits. If you change your mind about receiving benefits, you may be able to withdraw your Social Security claim only if it has been less than 12 months since you were first entitled to benefits.

Your date of entitlement is the month you start your benefits and may not be the same as the date you actually receive your first check. If you withdraw your claim, you may re-apply at a future date. To withdraw your claim, you must make a request in writing to withdraw and repay the benefits that you received.

Check out withdrawing your Social Security retirement application at www.ssa.gov/benefits/retirement/planner/withdrawal.html for additional information.

DISABILITY

Q: What do I need to report to Social Security if I get Supplemental Security Income (SSI)?

A: Report any change to us that may affect your monthly amount, such as changes to income or resources.

If you do not report changes timely and accurately:

You may be underpaid and not receive the correct amount as quickly as you otherwise could.

We may overpay you, and you may have to pay us back.

We may apply a penalty, reducing your SSI payment by $25 to $100 for each time you fail to report a change or you report the change later than 10 days after the end of the month in which the change occurred.

If you knowingly make a statement that is false or misleading, or knowingly fail to report important changes, we may impose a sanction against your payments. The first sanction period is a withholding of payments for 6 months. Subsequent sanction periods are for 12 months and then 24 months. If you intentionally withhold information to continue to receive payments, you may face criminal prosecution. Criminal penalties can include fines and imprisonment.

For further information, visit www.ssa.gov/ssi/text-report-ussi.htm.

MEDICARE

Q: What is Medicare and who can get it?

A: Medicare is our country’s health insurance program. Although most commonly used by people age 65 or older, some younger people are eligible for Medicare, too. Those include people with disabilities, permanent kidney failure and amyotrophic lateral sclerosis (Lou Gehrig’s disease). Medicare helps with the cost of health care, but it does not cover all medical expenses or the cost of most long-term care. Medicare has four parts:

Part A—Hospital insurance;

Part B—Medical insurance;

Part C—Medicare Advantage; and

Part D—Prescription drug coverage.

For more information, see the Centers for Medicare & Medicaid Services at www.cms.gov.

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